Mortgage Loan Options

Apply for down payment assistance and get the keys to your new home faster. We have access to local and state housing programs, as well as private lenders and nonprofits that offer down payment assistance in New Mexico. This benefit is also open to first-time homebuyers. Get in touch to learn more about this assistance.  Apply Now

The FHA loan is the most popular government-backed home loan in the country. These low down payment loans are made by qualified lenders and guaranteed by the Federal Housing Administration (FHA).

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These loans have higher loan limits that help you purchase high-value property. Low down payments are possible. Apply Now

VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply

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FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals. Apply Now

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

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Conventional loans offer affordable rates and flexible down payment options.  Apply Now